The episode in question takes place in 1915 or so, and tells the tale of a woman who has miraculously survived such disasters as the Johnstown flood and the sinking of the Titanic. The woman in question is now convinced that the Spectre of Death has a "thing" for her, and will relentlessly pursue her with diabolical indifference to whatever collateral carnage might be left in his wake. Who knows when the next catastrophe will strike? Her more prudent acquaintances would do well to steer clear of her (thereby avoiding death), but she is quite attractive, and has no shortage of male suitors. Plus, many of her friends think she's nuts, which in itself is a perfectly valid reason to cut this girl a wide berth.

It's practically a Biblical allegory!