When a wealthy man is brought into the hospital after surviving a car crash in which his wife and unborn child die, he tells a remarkable story. He claims that he was actually a carefree surfer type who fell in love with the daughter of a wealthy man who would have nothing to do with him. Out on the beach one day, he discovers a bottle within which is a spider-like creature who grants him one wish. He wishes for more wealth than the father of the woman he loves. 