A step-father leaves a bad taste in his step-daughter’s mouth. She, a very successful freelance photographer, does not trust him, and cannot believe he loves her mother for any more than her estate. She learns that within the short time they’ve been married, he has already had her take out a sizable insurance policy on her life. When they go upstairs to see the mother, they find she has drowned in her bathtub after an apparent seizure, something she has never had before in her life. The photographer seeks to take her younger sister, who is still living with the step-father and mother, away to safety. More surprises are in store at the reading of the will and the photographer, always looking for a story to shoot, finds one in her own life.